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TRU Checking Accounts

Choose the account that’s right for you today!

No matter where you are in your financial journey, we have a checking account that can accommodate your preferences and help you reach your unique goals.

TRU PERSONAL CHECKING TRU CHECKING TRU MEGA MONEY CHECKING
Membership Required black check mark black check mark
Monthly Service Charge Service charge waived with Direct Deposit, Payroll deduction, E-Statements or by maintaining an average daily balance of $1,000 or more. If daily balance falls below $2500
Free Checks Free first box Free first box
Per Check Charge $0 $0
Free Visa Debit Card black check mark black check mark
Free Mobile Banking black check mark black check mark
Free iPay & Online Banking black check mark black check mark
Minimum Opening Deposit $0 $0
Dividends No dividends Earned on minimum daily average balance of $5000
Worry Free Checking Availability With Overdraft Protection and Courtesy Pay available after 90 days With Overdraft Protection and Courtesy Pay available after 90 days
Surcharge-free ATM Access

 CUHere & MoneyPass Networks
 CUHere & MoneyPass Networks

TRU Access

You can deposit funds into any of your checking accounts via a teller at the branch, direct deposit, payroll deduction or automated account transfer.

TRU Peace of Mind

Rest assured your savings are federally insured to at least $250,000 by the National Credit Union Administration (NCUA) and backed by the full faith and credit of the United States Government. We do business in accordance with the Federal Fair Housing Law & the Equal Credit Opportunity Act.

Find the choice that’s right or you.
Need a debit card? You have the option to have a debit card printed in house with 6 options to choose from for your background picture.

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Tru-Fi Credit Cards

We have low rates that give you instant credit at your fingertips. Whether you are building your credit history, or are an established credit cardholder, our Visa cards give you the ultimate in purchasing power, flexibility, and convenience to fit your life and spending style.

Now with

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Hometown Banking with people you trust!


With our Switch Kit, moving all of your accounts over to Tru-Fi couldn't be easier. We can close down your old accounts and you can immediately use your new ones. Click to download our fillable PDF and return to it to one of our local branches.


Make the Switch to Tru-Fi