Because you never know what tomorrow brings, we offer choices.
Whether you’re shopping for a new car or home or you need extra funds to cover the unexpected, we offer a variety of competitive loans and lines of credit that can help. Apply Online Here
TRU Auto Loans
Ready to get behind the wheel of a new (or newer) car? Our fully loaded auto loans* can start your engine faster!
- New or used vehicles – Buy or refi
- Up to 100% financing
- Competitively low rates
- Flexible payment options
- Quick and easy loan processing
- Pre-approvals
*All loans subject to credit approval. Membership, terms and conditions apply.
TRU Recreational Loans
Like the thrills of the great outdoors? Whether it’s the open road or high seas you like to brave, our recreational loans* can help conquer what you crave!
- New or used vehicles – Buy or refi
- Up to 100% financing
- Competitively low rates
- Flexible payment options
- Quick and easy loan processing
- Pre-approvals
*All loans subject to credit approval. Membership, terms and conditions apply.
TRU Secured Loans
Need quick funds to cover one of those pesky, unexpected expenses such as car repair or a new appliance? Use your savings or certificate account as collateral to access a quick and easy personal loan*.
- Borrow up to 100% of deposited funds - Loan secured by funds in your savings account or in certificates
- Competitively low rates
- Quick, streamlined application process
- Continue to accrue dividends during the loan period
- Build your credit while putting your savings to work for you
* Membership, terms and conditions apply.
TRU Home Equity Line of Credit (HELOC)
DYK you can use the equity you’ve built up in your home to cover more than home improvements and repairs? While that’s a great use, you can also use the funds to simply consolidate debt, pay for a big-ticket item milestone event or even cover a large, unexpected expense!
Interest only HELOC
- Minimum first advance is $5,000; No minimum on draws thereafter
- 10-year draw period
- Interest only monthly payment
- No closing costs on lines of $100k or less if LOC is closed within the first 2 years; Member reimburses for closing costs.
Principal & Interest HELOC
- Minimum first advance is $5,000; No minimum on draws thereafter
- 10-year draw period
- Payment is 1.5% of balance monthly
*All loans subject to credit approval. Membership, terms and conditions apply.
TRU Signature Loans
WHATEVER the need, a signature/personal loan can provide you with the funds to cover it.
- Competitive low rates
- Flexible terms
- No application fees
- No collateral required
*All loans subject to credit approval. Membership, terms and conditions apply.
TRU Mortgage Loans
- 1st Mortgages, Mobile Home & Land Package Loans
- Whether buying or refinancing, you can find your next home sweet home loan at the Credit Union.
- Fixed and adjustable-rate mortgages
- 5-, 10-, 15- and 30-year terms
- Conventional, FHA, VA, USDA and First Time Homebuyer
- Pre-approvals
*All loans subject to credit approval. Membership, terms and conditions apply.
NMLS License #401620
TRU Access
TRU Peace of Mind
Rest assured your savings are federally insured to at least $250,000 by the National Credit Union Administration (NCUA) and backed by the full faith and credit of the United States Government. We do business in accordance with the Federal Fair Housing Law & the Equal Credit Opportunity Act.
Check This Out
Whether you're looking for a simple checking account, or you need something with a little more bells and whistles, we can help you find exactly what you need!
Find the Checking Account that Fits You
We cover all your needs for your checking accounts. With different features per account type, let us help match you up with the perfect checking account!